PRIVACY POLICY
123coverme.com
Last
revised on January 01,
2024
123coverme.com (“123Coverme
”) respects the
privacy of its users; therefore, 123Coverme has developed this Privacy
Policy to demonstrate our commitment to protecting Your privacy. This Privacy
Policy describes the information collected, how that information may be used,
and with whom it may be shared. It is highly recommended that You read this
Privacy Policy carefully when using the 123Coverme Website. By using the
Website, You are accepting the practices described in this Privacy Policy. If
You have any questions about our privacy practices, please refer to the contact
information provided herein. Information 123Coverme collect about You In
General. 123Coverme may collect personal information such as usage data,
email address, first name, last name, phone number, address, username, password,
a city as well as other information that may be used to identify You. When You
provide personal information through this Website, the information may be sent
to servers at various locations within the United States and other
countries.
Information You provide.
123Coverme may collect and store any personal information You enter on the
Website or otherwise provide in some manner. This includes identifying
information, such as Your name, address, email address, and telephone
number(s).
Use of cookies and other
technologies to collect
information. 123Coverme uses various technologies to collect
information.
Your mobile number will not be shared with any
partners for the purpose of texting you. If any partner wants to send you a text
message they must get your approval prior to sending you any communication via
SMS.
Information collected
automatically. 123Coverme automatically collects information from Your
browser when You visit the Website. This information includes Your IP address,
Your browser type and language, access times, the content of any undeleted
cookies that Your browser previously accepted from 123Coverme s, and the
referring website address.
Cookies
and Use of Cookie Data. When You visit the Website, 123Coverme may assign
Your computer one or more cookies, to facilitate access to the Website and to
personalize Your online experience. Through the use of a cookie, 123Coverme
also may automatically collect information about Your online activity on the
Website, such as the web pages You visit, the time and date of Your visits, the
links You click, and the searches You conduct on the Website. Your visits to
other websites where 123Coverme advertises. 123Coverme or our affiliates
may use certain data collected on the Website to show You advertisements likely
to be of greater interest to You.
Other
Technologies. 123Coverme may use standard Internet technology, such as web
beacons and other similar technologies, to track Your use of the Website. 123Coverme
also may include web beacons in advertisements or email messages to
determine whether messages have been opened and acted upon. The information
123Coverme obtains in this manner enables 123Coverme to customize the
services 123Coverme offers the Website visitors, to deliver targeted
advertisements and to measure the overall effectiveness of online advertising,
content, programming, or other activities.
Information collected
by third-parties. 123Coverme
may allow third-parties, including financial agencies, authorized service
providers, advertising companies, and ad networks, to display advertisements on
the Website. These companies may use tracking technologies to collect
information about users who view or interact with their advertisements. This
information allows them to deliver targeted advertisements and gauge their
effectiveness.
How 123Coverme uses the
information we collect; In
General. 123Coverme may use information collected about You to: deliver the
products and services that You have requested; manage Your account and provide
You with customer support; perform research and analysis about Your use of, or
interest in, 123Coverme ’s products, services, or content, or products,
services or content offered by others; communicate with You by email, postal
mail, telephone and/or mobile devices about products or services that may be of
interest to You; develop and display content and advertising tailored to Your
interests on the Website and other websites, and enforce or exercise any rights
in our terms and conditions. Financial information. The financial information
provided will only be used for purposes related to obtaining financial help and
locating potential agencies.
Social
Media. if You access the Website from a third-party social platform, such as
Facebook, 123Coverme may share non-personal information with that social
platform to the extent permitted by Your agreement with that social platform and
its privacy settings.
With
whom 123Coverme share Your information
Personal information.
123Coverme does not share Your
personal information with others except as indicated below or when 123Coverme
informs You and give You an opportunity to opt-out of having Your personal
information shared. 123Coverme may share personal information with: Service
providers: 123Coverme may share Your personal information, which may include
Your name and contact information (including email address) with third parties
that perform certain services such as financial agencies, customer service, or
any person and/or entity essential in providing services. These service
providers may obtain access to personal information needed to perform their
functions but are not permitted to share or use such information for any other
purposes.
Business partners: When You
make purchases on the
Website or click-through our advertisements offered on third party websites,
123Coverme may share personal information with the businesses with which
123Coverme partners to offer You the applicable products, services, or
advertisements. When You elect to engage in a particular merchant’s offer or
program, You authorize 123Coverme to provide Your email address and other
information to that merchant.
Other
Situations. 123Coverme may also disclose Your information, including personal
information:
In response to a subpoena
or similar investigative demand, a court order, or a request for cooperation
from law enforcement or other government agency; to establish or exercise our
legal rights; to defend against legal claims; or as otherwise required by law.
In such cases, 123Coverme may raise or waive any legal objection or right
available.
When 123Coverme believes
disclosure is appropriate
in connection with efforts to investigate, prevent, or take other action
regarding illegal activity, suspected fraud or other wrongdoing; to protect and
defend the rights, property, or safety of 123Coverme , its employees, or
others; to comply with applicable law or cooperate with law enforcement, or to
enforce the Website terms and conditions or other agreements or
policies.
In connection with a
substantial corporate transaction,
such as the sale of 123Coverme , a divestiture, merger, consolidation, or
asset sale, or in the unlikely event of bankruptcy.
Aggregated
and non-personal information. 123Coverme
may share non-personal information collected under any of the above
circumstances. 123Coverme may also share it with third parties to develop and
deliver targeted advertising on the Website and on websites of third parties and
to analyze and report on advertising You see. 123Coverme may combine
non-personal information collected with additional non-personal information
collected from other sources. 123Coverme may also share aggregated,
non-personal information with third parties, including advisors, advertisers,
and investors, for the purpose of conducting general business analysis or other
business purposes.
How
123Coverme protects Your personal information. 123Coverme takes
appropriate security measures (including physical, electronic, and procedural
measures) to help safeguard Your personal information from unauthorized access
and disclosure. 123Coverme wants You to feel confident and safe when using
the Website. However, no system can be completely secure. Therefore, although
steps are taken to secure Your information, 123Coverme cannot promise, and
You should not expect, that Your personal information, searches, or other
communications will always remain secure. Users should also take care with how
they handle and disclose their personal information and should avoid sending
personal information through insecure email. Please refer to the Federal Trade
Commission’s website for information about how to protect Yourself against
identity theft.
Children’s privacy.
Although the Website is a general
audience site, 123Coverme restricts the use of the Website to individuals age
18 and above. 123Coverme does not knowingly collect any personal information
from minors.
Visiting the Websites from
outside the United States.
If You are visiting the Website from outside the United States, please be aware
that Your information may be transferred to, stored, and processed in the United
States where 123Coverme ’s servers are located, and its central database is
operated. By using the Website, You understand that Your information may be
transferred to our facilities and those third parties with whom 123Coverme
shares it as described in this privacy
policy.
No
Rights of Third Parties. This Privacy Policy does not create rights enforceable
by third parties or require disclosure of any personal information relating to
users of the Website.
Changes
to this Privacy Policy. 123Coverme will occasionally update this Privacy
Policy. When 123Coverme posts changes to this Privacy Policy, the “last
updated” date at the top of this Privacy Policy will be revised. 123Coverme
recommends that You check the Website from time to time so as to be informed of
any changes.
California Privacy Rights.
123Coverme does not
currently respond to browser “Do Not Track” (DNT) signals or other mechanisms.
Third parties may collect personal information about your online activities over
time and across sites when You visit the
Website.
If You
are a California resident, California Civil Code Section 1798.83 permits You to
request certain information regarding 123Coverme ’s disclosure of personal
information to third parties for the third parties marketing purposes. To
make such a request, please contact 123Coverme by sending an e-mail to
[email protected].
Under
California law, California residents who have an established business
relationship with 123Coverme may opt out of having their personal information
disclosed to third parties for their marketing
purposes.
How to
contact 123Coverme
If you have any
questions about this Privacy Policy or our information-handling practices, or if
You would like to request information about our disclosure of personal
information to third parties for their marketing purposes, please contact
123Coverme by email or postal mail as
follows:
[email protected]
1810 S
Volusia Ave, Orange
City, FL 32763
(386)
232-8541